Romania’s Ctrl Bk OKs New Credit Risk Limit Regulation

According to the new regulation, the banks will calculate a debt degree for household lending based on revenues that do not exceed by more than 20% the ones declared to the Fiscal Authority in the previous year.

Also, the maximum monthly rate an individual can afford to pay for a loan will not be changed until the loan matures, according to regulation.

For the banks that have their own lending norms, the debt degree will be diminished to 35% from 40% of the client’s revenues.

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